Payment Statuses
Payment statuses indicates the status of the transaction
Please notice that the bank returns some of these statuses and some of them are created by us.
| Status | Description | Payment Service | Bank/OF |
|---|---|---|---|
| ACCC | Settlement on the creditor's account has been completed. הסתיימה ההעברה בהצלחה ושינויים לא אפשריים (הכסף יעבור לפי הבנק) | zahav | Bank |
| ACSC | Settlement on the debtor’s account has been completed. Usage: this can be used by the first agent to report to the debtor that the transaction has been completed. Warning: this status is provided for transaction status reasons, not for financial information. It can only be used after bilateral agreement. הסתיימה ההעברה בהצלחה והכסף יצא מחשבון המעביר (הכסף יעבור לפי הבנק) | fp, masav | Bank |
| ACSP | All preceding checks such as technical validation and customer profile were successful and therefore the payment initiation has been accepted for execution. פעולת הייזום בוצעה בהצלחה טכנית | fp, masav | Bank |
| ACTC | Authentication and syntactical and semantical validation are successful. פעולת הייזום בוצעה בהצלחה טכנית | masav | Bank |
| ACWC | Instruction is accepted but a change will be made, such as date or remittance not sent. אושרה ההעברה טכנית אך עלולה לכלול שינויים | masav | Bank |
| RCVD | Payment initiation has been received by the receiving agent. הוקמה הפעולה לתשלום בבנק - סטטוס ביניים | all | Bank |
| RJCT | Payment initiation or individual transaction included in the payment initiation has been rejected. Possible reasons: lack of coverage, transaction expired, or bank rejected. התשלום נדחה בבנק. אפשריות: דחה את ההעברה עקב חוסר כיסוי/פג תוקף ההעברה/הבנק דחה את ההעברה/הלקוח דחה את ההעברה | all | Bank |
| PATC | The payment initiation needs multiple authentications, where some but not yet all have been performed. Syntactical and semantical validations are successful. הסטטוס מהווה אינדיקציה לכך שההעברה מחכה לחתימת מורשים נוספים. ניתן לביצוע עד 5 ימי עסקים - סטטוס ביניים | all | Bank |
| PENDING | When the payment status is still RCVD after the payment has been finalized, the status will be pending. This might happen if the payment needs to be authorized by a banker or needs special authorization. ההעברה ממתינה לאישורים נוספים, ייתכן אישור בנקאי או אישור נוסף - סטטוס ביניים | all | OF |
| ERROR | Indicates failure in the process. אירעה שגיאה | - | OF |
| INIT | The payment has been created but not yet completed by the user. סטטוס ראשוני - הוקמה הפעולה | - | OF |
Status Lifecycle
The Status Lifecycle is the heart of the Payment product, understanding it is a key for success using this product
| Flow Type | Lifecycle | Explanation |
|---|---|---|
| Success (Masav) | INIT -> RCVD -> ACTC/ACWC/ACSP | |
| Reject by user/bank after user sent to bank | INIT -> RCVD -> RJCT | If abandoned, the bank will change the payment to RJCT after a period of time, differs in each bank and up to 5 days |
| Success (FP) | INIT -> RCVD -> ACSC | |
| Multiple authenticators Success (מספר חותמים) | INIT -> RCVD -> PATC -> ACTC/ACWC/ACSC/ACSC | Will become RJCT after 5 days |
| Multiple authenticators Reject by user/bank | INIT -> RCVD -> PATC -> RJCT | If not all of the authenticators accept the payment it will become RJCT after 5 days |
| Pending bank approval (אישור בנקאי) | INIT -> RCVD -> PENDING -> ACTC/ACWC/ACSC/ACSC | |
| Error from bank | INIT -> RCVD -> ERROR | |
| Error from Open Finance | INIT -> ERROR | |
| Reject due to abandonment | INIT -> RJCT | Will become RJCT after 5 days |
Updated about 1 month ago